SBI credit cards: Compare the best SBI credit card offers and Apply SBI credit card Online in India .
why you should choose SBI CARD?
- State Bank of India is the most trusted brand and is the biggest banking system in India.
- SBI has maximum number of variety options in cards depending on your requirements let it be money saving, travel, cash backs or discounts.
- SBI Credit Cards come with a lot of features and privileges like balance transfer at low-interest rate.
Before you start seeing the credit card of your choice, I want you to be aware of terms used in the article which will help you to understand and make your credit card choice easy.
What is reward points ?
Reward points are points which a user can collect following each purchase that they make with their credit card. As it usually goes, higher value purchases will earn you more points.
What are the options for redeeming my SBI Reward Points?
- Redemption against Gift Voucher can be made through sbicard.com or sbi mobile app
- Redemption against Cash can be made by writing to us as sbicard.com/email or by calling at SBI helpline.
So lets start for what you were waiting for at a glance, This are best credit cards of SBI.
- SimplyCLICK SBI Card
- SBI Card PRIME
- Yatra SBI Card
- SBI Air India Signature Card
- SimplySAVE SBI Card
- SBI IRCTC Credit Card
- SBI Card ELITE
- STYLEUP Contactless Card
- Mumbai Metro SBI Card
Select Your Favorite Section
SimplyCLICK SBI Card
This is one of my favorite card because I do lot of online shopping. SBI Simply Click card is much better than SBI Simply Save (details og card given below in article) because you will get 10x rewards on popular shopping websites in India.
Who should apply?
SBI Simply click is also an entry level credit card for the first time user. You have great chances of approval if you have a salary account in SBI and living in a city listed in their application form.
Expert Tip: Mention your landline phone number in the application form for faster approval of credit card.
Benefits:
- Get Amazon.in gift card worth Rs.500* on joining
- Earn 10X Reward Points on online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Foodpanda / Lenskart / UrbanClap
- e-voucher from Cleartrip worth Rs.2,000 on annual online spends of Rs. 1 Lakh (one more 2000 e-voucher on another 1Lakh milestone)
- 1% Fuel surcharge waiver across all petrol pumps
- Earn 5X rewards on all other online shopping
Annual fee: 499 (waived off by spending 100,000 in one year)
Bonus: Rs 500 voucher from Amazon
SBI Card PRIME
SBI card prime is best card for all dinning outside, travelling, shopping and more it has all the benefits in one card.
- Welcome e-gift vouchers worth 3,000 from Shoppers Stop, Pantaloons, Marks and Spencer, Yatra and Bata/Hush Puppies.
- Reward points can be optioned by various ways given:
- 20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments
- Get 15 Reward Points per Rs. 100 spent on BigBasket, Reliance Fresh, Reliance Smart, Reliance Footprint, Reliance Trends and Sahakari Bhandar stores.
- 10 Reward Points for every Rs.100 on Dining, Grocery, Departmental store and Movie spends.
- Enjoy 20 Reward Points per Rs. 100 spent on your birthday
Additional Benefits
- Quarterly dining voucher of Rs.1000 from Pizza Hut on spends of Rs.50,000
- Milestone e-gift voucher worth 7,000 from Yatra/Pantaloons on annual spends of Rs.5 Lakhs
- Reversal of annual fee on spends of Rs.3 Lakhs
- Get Up to 50% Discount on golf games at selected golf courses across India.
- Complimentary Club Vistara Silver Tier Membership (Many benefits Access Voucher,upgrade Voucher)
- Complimentary Trident Privilege Red Tier Membership (10% instant saving can be made on booking hotels)
Annual fee: Rs 2999
Bonus: Welcome gift worth Rs. 3,000
Yatra SBI Card
As the name says it is one of the best card for travel lovers, this cards has lot of Offers, Reward & Benefits and will save your lot of money.
- Get vouchers worth Rs. 8,250 on joining (from Yatra.com )
- Rs. 1,000 off on domestic flight bookings & Rs. 4,000 off on international flight bookings. (use promo code TRAVEL for all the discounts)
- It also gives you 20% off on domestic hotels.
- One of the best benefits is that it has Complimentary Air Accident cover of Rs. 50 lacs.
- Enjoy freedom from paying 1% fuel surcharge across all petrol pumps in India.
- Get 6X Reward Points on every Rs.100 spent at Departmental and grocery stores, Dining, Movies, Entertainment and International spends
- You can also Enjoy exclusive access to the domestic MasterCard airport VIP lounges.
Annual fee: Rs. 499 + applicable taxes
Bonus: Vouchers worth Rs. 8,250 (Yatra.com)
SBI Air India Signature Card
If you are a frequent traveller on Air India then you should surly apply for SBI Air India Signature credit card.
- Get 20,000 Reward points* as a welcome gift on payment of your joining fee
- Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
- Spend More Get More - Enjoy bonus Reward points:
- Convert these points to Air India Miles and enjoy free travel. ( 1 Reward point is equal to 1 Air India Air mile)
| Annual Retail Spend | Bonus Reward Points | Cumulative Bonus Reward Points |
|---|---|---|
| Rs. 5 lakh | 20,000 | 20,000 |
| Rs. 10 lakh | 30,000 | 50,000 |
| Rs. 20 lakh | 50,000 | 1,00,000 |
ways to earn reward points:
- Get up to 1,00,000 bonus Reward points annually (You Get 4 Reward points for every Rs. 100 spent)
- Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
- 30 Reward Points when booked for self and 10 Reward Points when booked for others
- You will also get Free International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
- Free Visa Lounge Access Program in India at major domestic airports.
Annual fee: 4999 (waived off by spending 100,000 in one year)
Bonus: 20,000 Reward points* as a welcome gift on payment
- Check out -Best Forex Cards in India
SBI IRCTC Credit Card
If you have traveled by train before then you must be surly aware of 1.8% surcharge when you book railway tickets on irctc.co.in.
There is only one credit card in India that can help you save 1.8% surcharge and thats SBI IRCTC Credit Card +y you even earn additional benefits.
- 350 activation bonus Reward points on spending Rs.500 or more within 45 days of card issuance
- Buy tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn upto 10% Valueback as Reward points. (1 Reward Point = Rs. 1)
- Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India
- IRCTC SBI Platinum Card brings you great offers on travel, golf, dining and other entertainment options from Visa
- Your IRCTC SBI Platinum Card is a travel card and can be used in over 29 million Visa outlets worldwide & 3,25,000 outlets in India
Annual fee: Rs 500 for the first year, Rs. 300 second year onwards
Bonus: 350 Reward points
SBI Elite Credit Card
SBI Elite credit card has one of the maximum number of Privileges, You will get a bunch of rewards, offers,discounts, cashbacks and bonus points with SBI Signature credit card that will really make you feel privileged.
Benefits
- Welcome e-Gift Voucher worth Rs.5,000
- Free Movie Tickets worth Rs.6,000 every year
- 5X Reward Points on Dining, Departmental stores, Grocery and International spends
- Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
- 10,000 bonus Reward Points on achieving annual spends of Rs. 2 lakhs, 3 lakhs and 4 lakhs
- 20,000 bonus Reward Points on crossing annual spends of Rs. 5 lakhs
- Get a complimentary membership to the Elite Priority Pass program worth 6700
- 1% fuel surcharge waiver
- Your SBI Card ELITE offers you the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.
You will get a bunch of rewards, offers and bonus points with SBI Signature credit card that will really make you feel privileged.
Annual fee: Rs 4999
Bonus: Rs.5,000
STYLEUP Contactless Card
The biggest reason I love STYLEUP Contactless Card credit card because of 10% discount on Fbb (fashion big bazzar) and Big Bazaar outlets. No other credit card has a similar offer in India so far.
Whenever I go to big bazzar, I spend at least 3000 rupees on Fashion Apparel, Accessories, Backpacks, Footwear and get 10% as Upfront discount. No cap on count or value of daily, monthly or yearly discount transactions.
Additional Benefits
- Welcome gift of Rs. 500 worth Fbb gift voucher
- 10X Reward Points on your spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all your Dining expenditures.
- 10% discount at Fbb and Big Bazaar outlets
- Anniversary gift of 2,000 Bonus reward points every year
- Get freedom from paying the 1% fuel surcharge on every transaction of Rs. 500 to Rs. 3,000
Annual fee: Rs. 499
Bonus: Rs. 500 worth gift voucher
SimplySAVE SBI Card
Benefits:
- SimplySave SBI Cardholders can bag 2000 bonus points on spending Rs.2000 in first 60 days.
- Get freedom from paying the 1% fuel surcharge at any petrol pump
- Enjoy 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends
- Annual fee reversal on spending Rs.90,000 in a year
- Rs.100 off on Cash Withdrawal - Get Rs.100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card.
Annual fee: Rs. 499 + applicable taxes
Mumbai Metro SBI Card
If you stay in Mumbai and regularly travel by metros this card will surly save a lot of money. You can use this card even at different places and get Reward Points when ever you spend on Dining, Movies, Grocery and Departmental stores.
Additional Benefits
- Preloaded value of Rs 50 on your Mumbai Metro Smart Card
- 2000 reward points on spends of Rs 2000 within first 60 days,
- Auto top up of Rs. 200 in the smart card as soon as the balance reaches Rs. 50
- Earn 10X Reward Points and get upto 20% discount on Mumbai Metro travel
- 10 Reward Points per Rs 100 spent on Dining, Movies, Grocery and Departmental stores.
- 1% Fuel Surcharge Waiver across all petrol pumps.
Annual fee: Rs. 499
Bonus: Auto top up of Rs. 200
Hope this articles has helped you in choosing right card for you, still want to see more credit cards of other banks, check out our choice of - 25 Best Credit Cards in India